Experienced Mental Illness Disability Attorneys
According to the National Institute for Mental Health (NIMH), mental disorders are the leading cause of disability in Americans between the ages of 15 and 44. The agency estimates that more than 25 percent of the population over age 18 has a diagnosable mental disorder in any given year, including schizophrenia, major depression and bipolar disorder. According to an NIMH-sponsored survey at Wayne State University, nearly half of the people suffering major depression do not receive the medical treatment they need.
If you have a potential disability, you have rights under the law. ERISA, private and Social Security Disability insurance all have different guidelines and rules for coverage. A skilled disability attorney at Abromson & Carey, Attorneys at Law, can help you source the compensation you need to provide mental health treatment.
Contact us online or by calling 877-673-9993 today for a free initial consultation in our Newark law office. We can help you with insurance issues, appeals and applications for Social Security Disability.
Pursuing Private Mental Illness Coverage
You may have an ERISA or group policy from your employer, or a privately purchased health insurance policy. In order to prove medical need to either insurer, you must measure the extent or severity of the illness and how it interferes with functioning. An attorney at Abromson & Carey, Attorneys at Law, can recommend a clinic for neuropsychological testing, which is used to establish cognitive functioning.
If you have an ERISA or group policy from your employer there is usually a two-year limit on mental illness coverage. If you purchased a health insurance policy privately, the two-year limit does not apply.
If you have been denied ERISA coverage, you must first exhaust all administrative remedies, including internal appeals. If these fail, then you have the right to pursue a suit in federal district court.
Applying For Social Security Disability Coverage For Mental Health Issues
You may decide to apply for Social Security Disability and mental illness coverage. In that case, you will need to include a mental health status exam that determines your level of functioning. We stand by clients pursuing Social Security Disability Insurance, or SSDI, because we know it is a lengthy and often confusing process.
If you are too sick to work due to dysthymic or anxiety disorders, you deserve the support of an accomplished disability lawyer at Abromson & Carey, Attorneys at Law. Contact us today to schedule a free initial consultation in our Newark office about your Social Security Disability and mental illness claim.