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How is ‘disability’ defined for SSD purposes?

How is ‘disability’ defined for SSD purposes?

| Oct 12, 2017 | Social Security Disability |

New Jersey residents are hard workers who do what it takes to get the job done. However, sometimes a person is struck with an illness or injury through no fault of their own that keeps them from working. Sometimes a worker is able to overcome this setback to their health, and can return to the workforce. However, other times a worker’s disability prevents them from ever being able to perform any occupation. When this occurs, the worker may want to pursue Social Security disability benefits.

Disability is something a sizeable number of people will experience. A worker who is age 20 has a 25 percent chance of experiencing an illness or injury that leads to a disability before he or she reaches the age of retirement. Therefore, it can help to have an understanding of how a person qualifies for disability benefits.

First of all, the Social Security Administration strictly defines “disability”. In order to be considered disabled, a person must be unable to work due to a severe health condition that will last at least 12 months or be fatal. Many applicants focus mainly on how severe their health condition is by supplementing their application with medical records. However, the SSA also needs information about the applicant’s job as well, so it is important to provide proof of what job duties you have done in the past.

Meeting the SSA’s definition of disability may initially seem clear, but is actually rather complicated and oftentimes a person’s initial application for benefits is denied. Therefore, those seeking Social Security disability benefits may first want to contact an attorney, who can help them with their initial application and an appeal if necessary.

Source: McPherson Sentinel, “What you should know about disability,” Eric Moore, Oct. 4, 2017