Some people in Newark spend years building their careers, only to find themselves suddenly becoming so injured or ill, that it is impossible for them to hold down not only the job they have spent so many years cultivating, but even any job at all. When this happens, they may want to seek Social Security disability benefits. However, sometimes a person has a physical or mental ailment that has prevented them from working altogether. They too may need financial support, and this can take the form of Supplemental Security Income (SSI).
SSD benefits are paid monthly to individuals who qualify for them. The amount of benefits received is dependent on how much the individual contributed to the Social Security system through payroll deductions. A person will continue receiving SSD benefits either when they are able to go back to work, or, should they never be able to go back to work, these benefits may continue indefinitely.
SSI, on the other hand, can be sought by those who have a disabling medical condition, but never paid into the Social Security system, since they never worked or haven’t worked long enough to obtain the necessary work credits needed to obtain SSD benefits. SSI is paid out at a fixed amount. It is meant to assist recipients with their day-to-day living expenses. There are strict income and asset requirements that must be met for a person to qualify for SSI.
SSI can be the financial lifeline a person with a disability needs to pay for food, housing and other basic living expenses. However, navigating the application process can be difficult, and many times an initial application is denied, necessitating an appeal. Therefore, those who are considering applying for SSI may want to contact an attorney. For example, the legal team at Abromson & Carey understand the challenges those with disabilities face when applying for benefits. They practice solely in disability law, so they are prepared to assist clients with their initial applications for benefits and throughout the appeals process if necessary. Their webpage on SSI can explain more about the requirements needed to pursue these benefits.