Although the Newark area has been spoiled with unseasonably mild temperatures though the fall and as we approach winter, it is inevitable that temperatures will eventually drop below freezing and will lead to winter weather including snow, sleet, slush and ice. And with the harsh temperatures comes an increase in car accidents.
Thankfully, the Social Security Administration allows those who have suffered severe injuries that limit their ability to work to seek Social Security Disability Insurance or Supplemental Security Income benefits. There are certain criteria that must be met however.
First the condition must be severe enough that it prohibits the victim from being able to work. The injury must also be expected to last at least a year or end in death. For example, neck, spine and brain injuries could lead to the need for life-long care, significant rehabilitation and therapy to recover, often lasting a year or more and preventing a person from getting back to work.
According to the National Highway Traffic Safety Administration, approximately 2.3 million individuals suffered injuries due to car crashes in 2014. Some of those were due to poor winter weather conditions. The same will be true through December of this year and through the winter season in 2016 for folks living in New Jersey and the surrounding area.
“Accidents happen, that’s why they are called accidents,” is a common cliché often heard following an accident. But protecting oneself financially by reaching out to the Social Security Administration and applying for the benefits you need to help offset the medical costs and costs of living is no accident.
Source: The National Highway Traffic Safety Administration, “JUST RELEASED: RESEARCH NOTES, CRASH*STATS & REPORTS,” Accessed Dec. 15, 2015