Whether you are currently receiving Social Security Disability (SSD) benefits or are in the process of applying for SSD, you may have concerns regarding other disability payments you receive. You may wonder how other private and public benefits will affect your eligibility for SSD, as well as the amount of benefits you are awarded.
Benefits from private sources, such as pensions and insurance benefits, will not impact your eligibility or the amount of SSD benefits. Public disability benefits however, such as Workers’ compensation, may have an impact on the amount of SSD payments.
Public benefits that do not affect your SSI payments include:
- Supplemental Security Income (SSI)
- Veterans Administration (VA) benefits
- State and local government benefits, if Social Security taxes were deducted from your earnings
SSD benefits, when paired with other public disability benefits, such as Worker’s Compensation, cannot exceed 80 percent of your average earnings before you became disabled. If they do, then the amount of SSD benefits you receive will be reduced accordingly. Lump sum disability payments can also have an impact on SSD.
It is important to report any changes in your other disability payments not only when applying for SSD, but at any time while you are receiving benefits. It also may be in your best interests to seek help from an experienced Social Security disability lawyer. He or she can evaluate your specific situation, advise on your options regarding disability payments and advocate on your behalf for the benefits you deserve.
Source: Social Security Administration, How Workers’ Compensation And Other Disability Payments May Affect Your Benefits, January 2011