Although most New Jersey residents know that people who suffer certain physical disabilities are entitled to benefits through the Social Security Administration, they may not be aware that similar financial benefits are available to those who are the victims of certain mental illnesses. Patients who suffer such conditions as schizophrenia, autism, depression and some anxiety-related illnesses may also be eligible for Social Security Disability Insurance benefits.
As with physical disabilities, those who want to receive SSDI benefits must submit medical records when they apply. Those with mental disorders, however, must also undergo separate medical consultation exams, especially where symptoms of their illnesses or conditions are not clearly manifest at the time they apply for benefits. The most critical determination is whether a disability impairs a person’s ability to hold a job and earn income for a period of at least 1 year.
For those who are impaired as well as their families, the most immediate concern is what determines a person’s eligibility when applying for benefits. Sources such as our blog provide a fair amount of relevant information, including what conditions may or may not be covered by insurance providers and how insurance might lessen the need for SSDI. Mandates in the Affordable Care Act now require health-care insurance providers to include rehabilitative programs for such developmental disorders as cerebral palsy and autism in the plans they offer.
Mental illness can be as debilitating as a physical disability and might require significant alterations to a person’s lifestyle. Such persons may require prolonged care given that conditions such as depression can be intermittent rather than continuous. Given that applying for SSDI benefits can be complex, depending on the condition, seeking advice on eligibility requirements can help anyone who needs to apply. To find out more about mental illness disability, visit our website.