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SSDI v. SSI: the basics

Social Security Disability benefits (SSDI) and Supplemental Security Income (SSI) both provide benefits/income to individuals who are disabled and unable to work. But, did you know that there are specific differences between these two?

Difference 1: SSDI and SSI are two separate programs. SSDI and SSI are two separate types of benefits/income, and one common misconception is that you may be eligible for both. Those who qualify for SSDI benefits will likely not qualify for SSI. People who qualify for SSDI are those who have paid enough into Social Security Disability and meet certain qualifications. SSI is typically for those who do not qualify for SSDI benefits.

Difference 2: SSDI and SSI are federal programs, but some states provide additional SSI state income. SSDI benefits are completely federal, whereas some states provide additional payment to the federal payment. New Jersey is a state that often gives additional payment. To be sure that you receive the maximum payment, it is a good idea to work with an attorney.

Difference 3: SSDI benefits are provided through Medicare, while SSI is provided through Medicaid. These are very different types of benefits. However, both are meant to provide assistance for those who are disabled, elderly, blind or otherwise unable to work.

In reality, there are many differences between SSDI and SSI. One thing is for certain with both though, and that’s that the application process and process for obtaining benefits can be challenging. It is in a person’s best interests to talk with legal counsel about how an attorney can help with this process.

For more information, you can visit Abromson & Carey’s page on SSDI and SSI.