“Disability” is kind of a catch-all term describing injuries and illnesses on a wide spectrum of severity. Some physical disabilities that come about as a result of injuries may be permanent but won’t necessarily get worse over time. Conversely, disabilities related to serious illnesses are more likely to be progressive.
If you suffer from a disabling condition or injury that does not allow you to continue working, Social Security Disability Insurance may be right for you. Moreover, the nature of your specific disability may influence the application process as well as the likelihood and speed of approval.
As an example, we have previously written about the Social Security Administration’s Compassionate Allowances List. This is an ever-expanding list of diseases and other medical conditions that are essentially guaranteed to qualify an applicant for SSD benefits. As such, an individual with a qualifying disease/condition can expect their application to be fast-tracked, receiving approval within days instead of months.
Fast-tracked approval is crucial for individuals with certain disabling conditions. For instance, the list of Compassionate Allowances includes 12 different cancers including prostate cancer, which was one of 25 conditions added to the list earlier this year. Individuals battling cancer simply cannot afford to wait for benefits approval or for benefits.
Quick approval is also crucial for other diseases on the list that are incurable, rapidly progressive and fatal. Perhaps most well-known among these is Amyotrophic Lateral Sclerosis, commonly referred to as ALS or Lou Gehrig’s disease.
Not all diseases/conditions on the Compassionate Allowances List are as life-threatening as the examples discussed above. But what they all have in common is that they are debilitating enough to leave an individual unable to continue working.
If you are suffering from serious medical condition or illness, you may want to see if your diagnosed condition is on the current Compassionate Allowances List. Even if your condition is not listed, however, you may still be eligible to receive Social Security Disability benefits. Please contact an experienced attorney if you have questions or are ready to get started with the application process.
Source: Chron.com, “Prostate cancer added to disability benefits fast-track list,” Cindy George, April 21, 2014