If you’ve been relatively healthy for most of your life, you have probably not thought much about Social Security disability benefits or disability in general. This is information that many people wouldn’t research unless they needed to know it for themselves or a loved one.
But if you’re reading this blog, chances are good that you are at least curious about Social Security disability benefits. So let’s start with the basics. How does the government define “disability” for purposes of benefits eligibility?
Disability can refer to a medical condition, an injury or mental illness. In order to be considered disabled, the nature and severity of your condition must be such that you are no longer able to do the work you have done in the past and are also unable to adjust to new and different work. Additionally, your specific disability must be estimated to last at least a year (or to have already lasted for that long).
If you meet the criteria for disability, your eligibility for benefits will generally depend on your work history, including how recently you worked and how long you have worked. It should be noted, however, that your age itself is not a factor in whether or not you qualify as disabled.
Hopefully, this gives you a better understanding of Social Security disability and whether you might want to file an application. Because the process can be complicated and because each case is unique, you may wish to seek the help of an experienced Social Security disability attorney.
Source: NewsOK.com, “How Social Security determines if you are disabled,” Feb. 15, 2014