Abromson & Carey, Attorneys at Law
You Take Care of Your Health, We’ll Take Care of Your Case
27+ Years Helping the Disabled
Phone: 888-512-7031

Social Security Disability Archives

Despite needs, long wait times for SSD benefits continue

When a person in Newark cannot work due to a serious medical condition, they may be concerned not just with their physical health, but also with their financial health. A glimmer of hope may take the shape of Social Security disability benefits. After all, people have paid into the Social Security system when they were healthy enough to work, believing that there would be a financial safety net there for them should they become disabled and can no longer work. Unfortunately, obtaining these benefits can be a difficult process.

More people in rural areas receive SSD benefits than urban areas

From 1996 to 2015, the number of individuals in the United States who were of working age but who were receiving disability benefits shot up. New Jersey residents may be interested to hear, however, that in rural areas of the country, the rate of those receiving disability benefits is two times that of urban areas of the country. In rural areas, an average of about 9 percent of those who are of working age are recipients of disability benefits. That number sits at 6.5 percent nationally, and at 4.9 percent in urban areas.

Why do so many claims for disability benefits get denied?

It is fairly well known that applications for Social Security benefits, both in New Jersey and in other parts of the country, often get denied at the first stage of the application. Usually, applicants will need to plan on at least one appeal before they can expect to be awarded SSD benefits.

Can my SSD benefits be garnished?

Although a New Jersey resident's Social Security benefits may be essential for an injured or ill person's survival, federal agencies are allowed to take a portion of a person's SSD payments. It is important to remember that private business and banks are not still not allowed to garnish a person's social security benefits.

Does my pension affect my Social Security Disability benefits?

Social Security Disability Insurance is offered to qualified applicants who can not only prove that they have an existing disability that prevents them from working for at least a year or one that is expected to result in death, but also for those who have paid into the system through an extensive "work credits" series of qualifications. Applicants must also fall under a maximum monthly income of $1,090 for a disability, $1,820 for applicants who are blind. But, are pension covered under these earnings limits? The answer is usually no, but there are exceptions.

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Abromson & Carey, Attorneys at Law
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Newark, NJ 07102

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