Abromson & Carey, Attorneys at Law
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27+ Years Helping the Disabled
Phone: 888-512-7031

Do I have to earn work credits to get SSI benefits?

As the most recent post on this blog stated, while a New Jersey resident might not be able to collect SSDI income if he or she has not worked enough to meet eligibility requirements, this does not mean that the person is unable to get any federal assistance because of his or her disability.

The Social Security Administration also offers supplemental security income, or SSI, to qualified Newark applicants. A person need not have worked for any given time before drawing SSI benefits, so that even a child who has a disability can take advantage of this oftentimes crucial financial assistance.

However, other requirements that do not apply to SSDI do apply to people who want to receive SSI benefits. Aside from having to show that they are in fact disabled (or legally blind), they also have to prove that they are of limited means. An applicant gets a very modest credit, $2,000 for a single person and $3,000 for a couple, that offset some of the income that the Social Security Administration will count as "resources."

The Administration uses a very broad definition of "income," for example even counting any room and board that a person receives in its determination of whether a person is eligible for SSI. There are no such income requirements imposed an applicants seeking SSDI benefits.

However, with that said, it is still true that SSI benefits might be an alternative for a person who really needs financial help because of a disability but who has not been able to establish a solid work history for whatever reason. New Jersey residents who might be eligible are encouraged to find out more about how to apply for SSI benefits and all the eligibility requirements that may be applicable to them.

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Abromson & Carey, Attorneys at Law
60 Park Place
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Newark, NJ 07102

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